Learn the meaning behind the phrase “吃土 (chītǔ) eating dirt” (Beginner)

Jack: Eric, néng jiè diǎnr qián gěi wǒ ma? Jack: Eric,  能    借 点儿   钱    给  我  吗? Jack: Eric, can you lend me some money? Eric: Nǐ yòu méi qián le? Eric: 你  又   没   钱  了? Eric: You ran out of money again? …